Privacy Act 1988
View history note
Hide history noteIf a credit reporting body holds credit reporting information, the body must take such steps as are reasonable in the circumstances to protect the information: (a) from misuse, interference and loss; and (b) from unauthorised access, modification or disclosure.
20Q(2)
Without limiting subsection (1), a credit reporting body must: (a) enter into agreements with credit providers that require the providers to protect credit reporting information that is disclosed to them under this Division:
(i) from misuse, interference and loss; and
(b) ensure that regular audits are conducted by an independent person to determine whether those agreements are being complied with; and (c) identify and deal with suspected breaches of those agreements.
(ii) from unauthorised access, modification or disclosure; and
20Q(3)
Without limiting subsection (1), if a credit reporting body holds credit reporting information, the body must store the information: (a) either:
(i) in Australia or an external Territory; or
(b) in accordance with any security requirements prescribed by the regulations.
(ii) in accordance with any security requirements prescribed by the regulations for storing the information outside of Australia and the external Territories; and
Note:
Requirements prescribed for paragraph (b) apply wherever the information is stored.
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