Privacy Act 1988

PART IIIA - CREDIT REPORTING  

Division 6 - Unauthorised obtaining of credit reporting information etc.  

SECTION 24A   OBTAINING CREDIT ELIGIBILITY INFORMATION FROM A CREDIT PROVIDER  


Offences

24A(1)    
An entity commits an offence if:


(a) the entity obtains credit eligibility information; and


(b) the information is obtained from a credit provider; and


(c) the entity is not:


(i) an entity to which the provider is permitted to disclose the information under Division 3 of this Part; or

(ii) an access seeker for the information.

Penalty: 200 penalty units.


24A(2)    
An entity commits an offence if:


(a) the entity obtains credit eligibility information; and


(b) the information is obtained from a credit provider; and


(c) the information is obtained by false pretence.

Penalty: 200 penalty units.



Civil penalties

24A(3)    
An entity must not obtain credit eligibility information from a credit provider if the entity is not:


(a) an entity to which the provider is permitted to disclose the information under Division 3 of this Part; or


(b) an access seeker for the information.

Civil penalty: 2,000 penalty units.


24A(4)    
An entity must not obtain, by false pretence, credit eligibility information from a credit provider.

Civil penalty: 2,000 penalty units.



 

Disclaimer and notice of copyright applicable to materials provided by CCH Australia Limited

CCH Australia Limited ("CCH") believes that all information which it has provided in this site is accurate and reliable, but gives no warranty of accuracy or reliability of such information to the reader or any third party. The information provided by CCH is not legal or professional advice. To the extent permitted by law, no responsibility for damages or loss arising in any way out of or in connection with or incidental to any errors or omissions in any information provided is accepted by CCH or by persons involved in the preparation and provision of the information, whether arising from negligence or otherwise, from the use of or results obtained from information supplied by CCH.

The information provided by CCH includes history notes and other value-added features which are subject to CCH copyright. No CCH material may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download one copy for your personal use only, provided you keep intact all copyright and other proprietary notices. In particular, the reproduction of any part of the information for sale or incorporation in any product intended for sale is prohibited without CCH's prior consent.