Privacy Act 1988
View history note
Hide history noteCredit information about an individual is personal information (other than sensitive information) that is: (a) identification information about the individual; or (b) consumer credit liability information about the individual; or (c) repayment history information about the individual; or (ca) financial hardship information about the individual; or (d) a statement that an information request has been made in relation to the individual by a credit provider, mortgage insurer or trade insurer; or (e) the type of consumer credit or commercial credit, and the amount of credit, sought in an application:
(i) that has been made by the individual to a credit provider; and
(f) default information about the individual; or (g) payment information about the individual; or (h) new arrangement information about the individual; or (i) court proceedings information about the individual; or (j) personal insolvency information about the individual; or (k) publicly available information about the individual:
(ii) in connection with which the provider has made an information request in relation to the individual; or
(i) that relates to the individual ' s activities in Australia or the external Territories and the individual ' s credit worthiness; and
(ii) that is not court proceedings information about the individual or information about the individual that is entered or recorded on the National Personal Insolvency Index; or
[ CCH Note: Para 6N(k) is applicable in relation to activities done before or after 12 March 2014.]
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