Legal database - View: Private Health Insurance Act 2007

Private Health Insurance Act 2007
CHAPTER 1 - INTRODUCTION
PART 1-1 - INTRODUCTION
Division 1 - Preliminary
SECTION 1-1 SHORT TITLE
SECTION 1-5 COMMENCEMENT
SECTION 1-10 IDENTIFYING DEFINED TERMS
SECTION 1-15 EXTENSION TO NORFOLK ISLAND
Division 3 - Overview of this Act
SECTION 3-1 WHAT THIS ACT IS ABOUT
SECTION 3-5 INCENTIVES (CHAPTER 2)
SECTION 3-10 COMPLYING HEALTH INSURANCE PRODUCTS (CHAPTER 3)
SECTION 3-15 HEALTH INSURANCE BUSINESS, HEALTH BENEFITS FUNDS AND MISCELLANEOUS OBLIGATIONS OF PRIVATE HEALTH INSURERS (CHAPTER 4)
SECTION 3-20 ENFORCEMENT (CHAPTER 5)
SECTION 3-25 ADMINISTRATION (CHAPTER 6)
SECTION 3-30 DICTIONARY (SCHEDULE 1)
Division 5 - Constitutional matters
SECTION 5-1 MEANING OF INSURANCE
SECTION 5-5 ACT NOT TO APPLY TO STATE INSURANCE WITHIN THAT STATE
SECTION 5-10 COMPENSATION FOR ACQUISITION OF PROPERTY
CHAPTER 2 - INCENTIVES
PART 2-1 - INTRODUCTION
Division 15 - Introduction
SECTION 15-1 WHAT THIS CHAPTER IS ABOUT
PART 2-2 - PREMIUMS REDUCTION SCHEME
Division 20 - Introduction
SECTION 20-1 WHAT THIS PART IS ABOUT
SECTION 20-5 PRIVATE HEALTH INSURANCE (INCENTIVES) RULES
Division 22 - PHIIB, PHII benefit and related concepts
Subdivision 22-A - PHIIB, PHII benefit and related concepts
SECTION 22-1 APPLICATION OF SUBDIVISION
SECTION 22-5 MEANING OF PHIIB
SECTION 22-10 MEANING OF PHII BENEFIT
SECTION 22-15 MEANING OF SHARE OF THE PHII BENEFIT - SINGLE PHIIB
SECTION 22-20 MEANING OF SHARE OF THE PHII BENEFIT - MULTIPLE PHIIBS
SECTION 22-25 APPLICATION OF SUBSECTION 22-15(1) AFTER A PERSON 65 YEARS OR OVER CEASES TO BE COVERED BY POLICY
Subdivision 22-B - Private health insurance tiers
SECTION 22-30 PRIVATE HEALTH INSURANCE TIERS
SECTION 22-35 PRIVATE HEALTH INSURANCE SINGLES THRESHOLDS
SECTION 22-40 PRIVATE HEALTH INSURANCE FAMILY THRESHOLDS
SECTION 22-45 INDEXATION
Subdivision 22-C - Base premium
SECTION 22-50 MEANING OF BASE PREMIUM
SECTION 22-55 INDEXATION
SECTION 22-60 PREMIUM INDEXATION FACTOR
SECTION 22-65 CPI INDEXATION FACTOR
Division 23 - Premiums reduction scheme
Subdivision 23-A - Amount of reduction
SECTION 23-1 REDUCTION IN PREMIUMS
SECTION 23-5 MEANING OF INCENTIVE AMOUNT
SECTION 23-10 REDUCTION AFTER A PERSON 65 YEARS OR OVER CEASES TO BE COVERED BY POLICY
Subdivision 23-B - Participation in the premiums reduction scheme
SECTION 23-15 REGISTRATION AS A PARTICIPANT IN THE PREMIUMS REDUCTION SCHEME
SECTION 23-20 REFUSAL TO REGISTER
SECTION 23-25 PRE-1999 PARTICIPANTS MUST KEEP INFORMATION UP TO DATE
SECTION 23-30 PARTICIPANTS WHO WANT TO WITHDRAW FROM SCHEME
SECTION 23-35 REVOCATION OF REGISTRATION
SECTION 23-40 VARIATION OF REGISTRATION
SECTION 23-45 RETENTION OF APPLICATIONS BY PRIVATE HEALTH INSURERS
Division 26 - The incentive payments scheme
Subdivision 26-A - Amount of incentive payment
SECTION 26-1 PAYMENT IN RELATION TO PREMIUMS
SECTION 26-5 PAYMENT AFTER A PERSON 65 YEARS OR OVER CEASES TO BE COVERED BY POLICY
Subdivision 26-B - Claiming payments under the incentive payments scheme
SECTION 26-10 CLAIM FOR PAYMENT UNDER INCENTIVE PAYMENTS SCHEME
SECTION 26-15 WITHDRAWAL OF CLAIM
SECTION 26-20 DETERMINATION OF CLAIM AND PAYMENT OF AMOUNT
SECTION 26-25 Reconsideration of decision refusing a claim
SECTION 26-30 CLAIMANTS TO KEEP INFORMATION UP TO DATE
PART 2-3 - LIFETIME HEALTH COVER
Division 31 - Introduction
SECTION 31-1 WHAT THIS PART IS ABOUT
SECTION 31-5 PRIVATE HEALTH INSURANCE (LIFETIME HEALTH COVER) RULES
Division 34 - General rules about lifetime health cover
SECTION 34-1 INCREASED PREMIUMS FOR PERSON WHO IS LATE IN TAKING OUT HOSPITAL COVER
SECTION 34-5 INCREASED PREMIUMS FOR PERSON WHO CEASES TO HAVE HOSPITAL COVER AFTER HIS OR HER LIFETIME HEALTH COVER BASE DAY
SECTION 34-10 INCREASED PREMIUMS STOP AFTER 10 YEARS ' CONTINUOUS COVER
SECTION 34-15 MEANING OF HOSPITAL COVER
SECTION 34-20 MEANING OF PERMITTED DAYS WITHOUT HOSPITAL COVER
SECTION 34-25 MEANING OF LIFETIME HEALTH COVER BASE DAY
SECTION 34-30 WHEN A PERSON IS OVERSEAS OR ENTERS AUSTRALIA
Division 37 - Exceptions to the general rules about lifetime health cover
SECTION 37-1 PEOPLE BORN ON OR BEFORE 1 JULY 1934
SECTION 37-5 PEOPLE OVER 31 AND OVERSEAS ON 1 JULY 2000
SECTION 37-7 PERSON YET TO TURN 31
SECTION 37-10 HARDSHIP CASES
SECTION 37-15 INCREASES CANNOT EXCEED 70% OF BASE RATES
SECTION 37-20 JOINT HOSPITAL COVER
Division 40 - Administrative matters relating to lifetime health cover
SECTION 40-1 NOTIFICATION TO INSURED PEOPLE ETC.
SECTION 40-5 EVIDENCE OF HAVING HAD HOSPITAL COVER, OR OF A PERSON ' S AGE
PART 2-4 - EXCESS LEVELS FOR MEDICARE LEVY AND MEDICARE LEVY SURCHARGE PURPOSES
Division 42 - Introduction
SECTION 42-1 WHAT THIS PART IS ABOUT
Division 45 - Excess levels for medicare levy and medicare levy surcharge purposes
SECTION 45-1 EXCESS LEVEL AMOUNTS
CHAPTER 3 - COMPLYING HEALTH INSURANCE PRODUCTS
PART 3-1 - INTRODUCTION
Division 50 - Introduction
SECTION 50-1 WHAT THIS CHAPTER IS ABOUT
SECTION 50-5 PRIVATE HEALTH INSURANCE RULES RELEVANT TO THIS CHAPTER
PART 3-2 - COMMUNITY RATING
Division 55 - Principle of community rating
SECTION 55-1 WHAT THIS PART IS ABOUT
SECTION 55-5 PRINCIPLE OF COMMUNITY RATING
SECTION 55-10 CLOSED PRODUCTS, AND TERMINATED PRODUCTS AND PRODUCT SUBGROUPS
SECTION 55-15 PILOT PROJECTS
PART 3-3 - REQUIREMENTS FOR COMPLYING HEALTH INSURANCE PRODUCTS
Division 60 - Introduction
SECTION 60-1 WHAT THIS PART IS ABOUT
Division 63 - Basic rules about complying health insurance products
SECTION 63-1 OBLIGATION TO ENSURE PRODUCTS ARE COMPLYING PRODUCTS
SECTION 63-5 MEANING OF COMPLYING HEALTH INSURANCE PRODUCT
SECTION 63-10 MEANING OF COMPLYING HEALTH INSURANCE POLICY
Division 66 - Community rating requirements
SECTION 66-1 COMMUNITY RATING REQUIREMENTS
SECTION 66-5 PREMIUM REQUIREMENT
SECTION 66-10 MINISTER ' S APPROVAL OF PREMIUMS
SECTION 66-15 ENTITLEMENT TO BENEFITS FOR GENERAL TREATMENT
SECTION 66-20 DIFFERENT AMOUNT OF BENEFITS DEPENDING ON WHERE PEOPLE LIVE
SECTION 66-25 DIFFERENT AMOUNTS OF BENEFITS FOR TRAVEL OR ACCOMMODATION
Division 69 - Coverage requirements
SECTION 69-1 COVERAGE REQUIREMENTS
SECTION 69-5 MEANING OF COVER
SECTION 69-10 MEANING OF HOSPITAL-SUBSTITUTE TREATMENT
Division 72 - Benefit requirements for policies that cover hospital treatment
SECTION 72-1 BENEFIT REQUIREMENTS
SECTION 72-5 RULES REQUIREMENT IN RELATION TO PROVISION OF BENEFITS
SECTION 72-10 MINIMUM BENEFITS FOR MEDICAL DEVICES AND HUMAN TISSUE PRODUCTS
SECTION 72-11 MEANING OF MEDICAL DEVICE
SECTION 72-12 MEANING OF HUMAN TISSUE PRODUCT
SECTION 72-15 FEES FOR CERTAIN ACTIVITIES
SECTION 72-20 DELISTING BECAUSE OF UNPAID FEES OR LEVY
SECTION 72-25 MINISTER MAY DIRECT THAT ACTIVITIES NOT BE CARRIED OUT
SECTION 72-27 MATTERS TO HAVE REGARD TO BEFORE EXERCISING CERTAIN POWERS
SECTION 72-30 WHEN COST-RECOVERY FEE MUST BE PAID
SECTION 72-35 PAYMENT OF COST-RECOVERY FEE
SECTION 72-40 RECOVERY OF FEE
SECTION 72-45 OTHER MATTERS
Division 75 - Waiting period requirements
SECTION 75-1 WAITING PERIOD REQUIREMENTS
SECTION 75-5 MEANING OF WAITING PERIOD
SECTION 75-10 MEANING OF TRANSFERS
SECTION 75-15 MEANING OF PRE-EXISTING CONDITION
Division 78 - Portability requirements
SECTION 78-1 PORTABILITY REQUIREMENTS
Division 81 - Quality assurance requirements
SECTION 81-1 QUALITY ASSURANCE REQUIREMENTS
Division 84 - Enforcement of this Part
SECTION 84-1 OFFENCE: ADVERTISING, OFFERING OR INSURING UNDER NON-COMPLYING POLICIES
SECTION 84-5 OFFENCE: DIRECTORS AND CHIEF EXECUTIVE OFFICERS LIABLE IF SYSTEMS NOT IN PLACE TO PREVENT BREACHES
SECTION 84-10 INJUNCTION IN RELATION TO NON-COMPLYING POLICIES
SECTION 84-15 REMEDIES FOR PEOPLE AFFECTED BY NON-COMPLYING POLICIES
PART 3-4 - OBLIGATIONS RELATING TO COMPLYING HEALTH INSURANCE PRODUCTS
Division 90 - Introduction
SECTION 90-1 WHAT THIS PART IS ABOUT
Division 93 - Giving information to consumers
SECTION 93-1 MAINTAINING UP TO DATE PRIVATE HEALTH INFORMATION STATEMENTS
SECTION 93-5 MEANING OF PRIVATE HEALTH INFORMATION STATEMENT
SECTION 93-10 MAKING PRIVATE HEALTH INFORMATION STATEMENTS AVAILABLE
SECTION 93-15 GIVING INFORMATION TO NEWLY INSURED PEOPLE
SECTION 93-20 KEEPING INSURED PEOPLE UP TO DATE
SECTION 93-25 GIVING ADVANCE NOTICE OF DETRIMENTAL CHANGES TO RULES
SECTION 93-30 FAILURE TO GIVE INFORMATION TO CONSUMERS
Division 96 - Giving information to the Department and the Private Health Insurance Ombudsman
SECTION 96-1 GIVING PRIVATE HEALTH INFORMATION STATEMENTS ON REQUEST
SECTION 96-5 GIVING PRIVATE HEALTH INFORMATION STATEMENTS FOR NEW PRODUCTS
SECTION 96-10 GIVING UPDATED PRIVATE HEALTH INFORMATION STATEMENTS
SECTION 96-15 GIVING ADDITIONAL INFORMATION ON REQUEST
SECTION 96-20 FAILURE TO GIVE INFORMATION TO DEPARTMENT OR PRIVATE HEALTH INSURANCE OMBUDSMAN
SECTION 96-25 GIVING INFORMATION REQUIRED BY THE PRIVATE HEALTH INSURANCE (COMPLYING PRODUCT) RULES
Division 99 - Transfer certificates
SECTION 99-1 TRANSFER CERTIFICATES
Division 102 - Private health insurers to offer cover for hospital treatment
SECTION 102-1 PRIVATE HEALTH INSURERS TO OFFER COVER FOR HOSPITAL TREATMENT
CHAPTER 4 - HEALTH INSURANCE BUSINESS, HEALTH BENEFITS FUNDS AND MISCELLANEOUS OBLIGATIONS OF PRIVATE HEALTH INSURERS
PART 4 1 - INTRODUCTION
Division 110 - Introduction
SECTION 110-1 WHAT THIS CHAPTER IS ABOUT
PART 4-2 - HEALTH INSURANCE BUSINESS
Division 115 - Introduction
SECTION 115-1 WHAT THIS PART IS ABOUT
SECTION 115-5 PRIVATE HEALTH INSURANCE (HEALTH INSURANCE BUSINESS) RULES
SECTION 115-10 WHETHER A BUSINESS ETC. IS HEALTH INSURANCE BUSINESS
Division 118 - Prohibition of carrying on health insurance business without registration
SECTION 118-1 CARRYING ON HEALTH INSURANCE BUSINESS WITHOUT REGISTRATION
SECTION 118-5 INJUNCTIONS
Division 121 - What is health insurance business?
SECTION 121-1 MEANING OF HEALTH INSURANCE BUSINESS
SECTION 121-5 MEANING OF HOSPITAL TREATMENT
SECTION 121-7 CONDITIONS ON DECLARATIONS OF HOSPITALS
SECTION 121-8 APPLICATION FOR INCLUSION OF HOSPITAL IN A CLASS
SECTION 121-8A MINISTER TO DECIDE APPLICATION
SECTION 121-8B PERIOD OF INCLUSION OF HOSPITAL IN A CLASS
SECTION 121-8C REVOCATION OF INCLUSION OF HOSPITAL IN A CLASS
SECTION 121-8D PRIVATE HEALTH INSURANCE (HEALTH INSURANCE BUSINESS) RULES
SECTION 121-10 MEANING OF GENERAL TREATMENT
SECTION 121-15 EXTENSION TO EMPLOYEE HEALTH BENEFITS SCHEMES
SECTION 121-20 EXCEPTION: ACCIDENT AND SICKNESS INSURANCE BUSINESS
SECTION 121-25 EXCEPTION: LIABILITY INSURANCE BUSINESS
SECTION 121-30 EXCEPTION: INSURANCE BUSINESS EXCLUDED BY THE PRIVATE HEALTH INSURANCE (HEALTH INSURANCE BUSINESS) RULES
PART 4-3 - REGISTRATION
Division 126 - Registration
SECTION 126-1 WHAT THIS PART IS ABOUT
SECTION 126-5 THE PRIVATE HEALTH INSURANCE (REGISTRATION) RULES
SECTION 126-10 APPLYING FOR REGISTRATION
SECTION 126-15 REQUESTING FURTHER INFORMATION
SECTION 126-20 DECIDING THE APPLICATION
SECTION 126-25 NOTIFYING THE DECISION
SECTION 126-30 COUNCIL CAN BE TAKEN TO REFUSE APPLICATION
SECTION 126-35 COUNCIL TO MAINTAIN RECORD OF REGISTRATIONS ETC.
SECTION 126-40 CHANGING REGISTRATION STATUS
SECTION 126-42 CONVERSION TO FOR PROFIT STATUS
SECTION 126-45 CANCELLATION OF REGISTRATION
PART 4-4 - HEALTH BENEFITS FUNDS
Division 131 - Health benefits funds
SECTION 131-1 WHAT THIS PART IS ABOUT
SECTION 131-5 PRIVATE HEALTH INSURANCE (HEALTH BENEFITS FUND POLICY) RULES
SECTION 131-10 MEANING OF HEALTH BENEFITS FUND
SECTION 131-15 MEANING OF HEALTH-RELATED BUSINESS
SECTION 131-20 RISK EQUALISATION JURISDICTIONS
SECTION 131-25 OPERATION OF HEALTH-RELATED BUSINESSES THROUGH HEALTH BENEFITS FUNDS
Division 134 - The requirement to have health benefits funds
SECTION 134-1 PRIVATE HEALTH INSURERS MUST HAVE HEALTH BENEFITS FUNDS
SECTION 134-5 NOTIFYING THE COUNCIL WHEN HEALTH BENEFITS FUNDS ARE ESTABLISHED
SECTION 134-10 INCLUSION OF HEALTH-RELATED BUSINESSES IN HEALTH BENEFITS FUNDS
Division 137 - The operation of health benefits funds
SECTION 137-1 ASSETS OF HEALTH BENEFITS FUNDS
SECTION 137-5 PAYMENTS TO HEALTH BENEFITS FUNDS
SECTION 137-10 EXPENDITURE AND APPLICATION OF HEALTH BENEFITS FUNDS
SECTION 137-15 EFFECT OF NON-COMPLIANCE WITH SECTION 137-10
SECTION 137-20 INVESTMENT OF HEALTH BENEFITS FUNDS
SECTION 137-25 RESTRICTION ON RESTRUCTURE, MERGER, ACQUISITION OR TERMINATION OF HEALTH BENEFITS FUNDS
SECTION 137-30 OPERATION OF HEALTH-RELATED BUSINESSES THROUGH HEALTH BENEFITS FUNDS
Division 140 - The solvency standard for health benefits funds
SECTION 140-1 PURPOSE OF DIVISION
SECTION 140-5 COUNCIL TO ESTABLISH SOLVENCY STANDARD
SECTION 140-10 PURPOSE OF SOLVENCY STANDARD
SECTION 140-15 COMPLIANCE WITH SOLVENCY STANDARD
SECTION 140-20 SOLVENCY DIRECTIONS
Division 143 - The capital adequacy standard for health benefits funds
SECTION 143-1 PURPOSE OF DIVISION
SECTION 143-5 COUNCIL TO ESTABLISH CAPITAL ADEQUACY STANDARD
SECTION 143-10 PURPOSE OF CAPITAL ADEQUACY STANDARD
SECTION 143-15 COMPLIANCE WITH CAPITAL ADEQUACY STANDARD
SECTION 143-20 CAPITAL ADEQUACY DIRECTIONS
Division 146 - Restructure, merger and acquisition of health benefits funds
SECTION 146-1 RESTRUCTURE OF HEALTH BENEFITS FUNDS
SECTION 146-5 MERGER AND ACQUISITION OF HEALTH BENEFITS FUNDS
SECTION 146-10 CONSENT OF POLICY HOLDERS NOT REQUIRED
SECTION 146-15 OTHER LAWS NOT OVERRIDDEN
Division 149 - Termination of health benefits funds
Subdivision 149-A - Approving the termination of health benefits funds
SECTION 149-1 APPLYING FOR TERMINATION
SECTION 149-5 REQUESTING FURTHER INFORMATION
SECTION 149-10 DECIDING THE APPLICATION
SECTION 149-15 COUNCIL CAN BE TAKEN TO REFUSE APPLICATION
Subdivision 149-B - Conducting the termination of health benefits funds
SECTION 149-20 CONDUCT OF FUNDS DURING TERMINATION PROCESS
SECTION 149-25 INSURERS ETC. TO GIVE REPORTS TO COUNCIL
SECTION 149-30 TERMINATING MANAGERS DISPLACE MANAGEMENT OF FUNDS
Subdivision 149-C - Ending the termination of health benefits funds
SECTION 149-35 POWER TO END TERMINATION
Subdivision 149-D - Completing the termination of health benefits funds
SECTION 149-40 COMPLETION OF THE TERMINATION PROCESS
SECTION 149-45 DISTRIBUTION OF REMAINING ASSETS AFTER COMPLETION OF THE TERMINATION PROCESS
SECTION 149-50 LIABILITY OF OFFICERS OF INSURERS FOR LOSS TO TERMINATED FUNDS
SECTION 149-55 REPORT OF TERMINATING MANAGER
SECTION 149-60 APPLYING FOR WINDING UP
Division 152 - Duties and liabilities of directors etc.
SECTION 152-5 NOTICES TO REMEDY CONTRAVENTIONS
SECTION 152-10 LIABILITY OF DIRECTORS IN RELATION TO NON-COMPLIANCE WITH NOTICES
SECTION 152-15 COUNCIL MAY SUE IN THE NAME OF PRIVATE HEALTH INSURERS
PART 4-5 - MISCELLANEOUS OBLIGATIONS OF PRIVATE HEALTH INSURERS
Division 157 - Introduction
SECTION 157-1 WHAT THIS PART IS ABOUT
SECTION 157-5 PRIVATE HEALTH INSURANCE (DATA PROVISION) RULES
Division 160 - Appointed actuaries
SECTION 160-1 APPOINTMENT
SECTION 160-5 ELIGIBILITY FOR APPOINTMENT
SECTION 160-10 NOTIFICATION OF APPOINTMENT ETC.
SECTION 160-15 CESSATION OF APPOINTMENT
SECTION 160-20 COMPLIANCE WITH THE PRIVATE HEALTH INSURANCE (INSURER OBLIGATIONS) RULES
SECTION 160-25 POWERS OF APPOINTED ACTUARY
SECTION 160-30 ACTUARY ' S OBLIGATIONS TO REPORT
SECTION 160-35 QUALIFIED PRIVILEGE OF APPOINTED ACTUARY
Division 163 - Prudential standards
SECTION 163-1 PRIVATE HEALTH INSURANCE (INSURER OBLIGATIONS) RULES TO ESTABLISH PRUDENTIAL STANDARDS
SECTION 163-5 COMPLIANCE WITH PRUDENTIAL STANDARDS
SECTION 163-10 NOTICE OF BREACHES OF PRUDENTIAL STANDARDS ETC.
SECTION 163-15 DIRECTIONS TO COMPLY WITH STANDARDS
SECTION 163-20 FAILURE TO COMPLY WITH DIRECTIONS
Division 166 - Disqualified persons
SECTION 166-1 PRIVATE HEALTH INSURERS NOT TO ALLOW DISQUALIFIED PERSONS TO ACT AS DIRECTORS
SECTION 166-5 DISQUALIFIED PERSONS MUST NOT ACT FOR PRIVATE HEALTH INSURERS
SECTION 166-10 EFFECT OF NON-COMPLIANCE
SECTION 166-15 WHO IS A DISQUALIFIED PERSON?
SECTION 166-20 COUNCIL MAY DISQUALIFY PERSONS
SECTION 166-25 COUNCIL MAY DETERMINE THAT PERSONS ARE NOT DISQUALIFIED
Division 169 - Notification obligations
SECTION 169-1 COPIES OF REPORTS TO POLICY HOLDERS
SECTION 169-5 INFORMATION TO BE GIVEN TO THE COUNCIL ANNUALLY
SECTION 169-10 PRIVATE HEALTH INSURERS TO NOTIFY ANY CHANGES TO RULES
SECTION 169-15 PRIVATE HEALTH INSURERS TO NOTIFY DEPARTMENT AND COUNCIL ABOUT CURRENT CHIEF EXECUTIVE OFFICER
Division 172 - Other obligations
SECTION 172-1 PRIVATE HEALTH INSURERS TO COMPLY WITH COUNCIL ' S REQUIREMENTS
SECTION 172-5 AGREEMENTS WITH MEDICAL PRACTITIONERS
SECTION 172-10 PRIVATE HEALTH INSURERS TO GIVE INFORMATION TO SECRETARY
SECTION 172-15 RESTRICTIONS ON PAYMENT OF PECUNIARY PENALTIES ETC.
CHAPTER 5 - ENFORCEMENT
PART 5-1 - INTRODUCTION
Division 180 - Introduction
SECTION 180-1 WHAT THIS CHAPTER IS ABOUT
PART 5-2 - GENERAL ENFORCEMENT METHODS
Division 185 - What this Part is about
SECTION 185-1 INTRODUCTION
SECTION 185-5 MEANING OF ENFORCEABLE OBLIGATION
SECTION 185-10 MEANING OF COUNCIL-SUPERVISED OBLIGATION
Division 188 - Performance indicators
SECTION 188-1 PERFORMANCE INDICATORS
Division 191 - Explanation of private health insurer ' s operations
SECTION 191-1 MINISTER MAY SEEK AN EXPLANATION FROM A PRIVATE HEALTH INSURER
SECTION 191-5 MINISTER MUST RESPOND TO INSURER ' S EXPLANATION
Division 194 - Investigation of private health insurer ' s operations
SECTION 194-1A PURPOSES FOR WHICH POWERS MAY BE EXERCISED ETC.
SECTION 194-1 MINISTER MAY INVESTIGATE A PRIVATE HEALTH INSURER
SECTION 194-5 NOTICE TO GIVE INFORMATION
SECTION 194-10 NOTICE TO PRODUCE DOCUMENTS
SECTION 194-15 NOTICE TO GIVE EVIDENCE
SECTION 194-20 OFFENCES IN RELATION TO INVESTIGATION NOTICES
SECTION 194-25 AUTHORISATION TO EXAMINE BOOKS AND RECORDS ETC.
SECTION 194-30 MINISTER MAY CONSULT COUNCIL
SECTION 194-35 MINISTER MUST NOTIFY OUTCOME OF INVESTIGATION
Division 197 - Enforceable undertakings
SECTION 197-1 MINISTER MAY ACCEPT WRITTEN UNDERTAKINGS GIVEN BY A PRIVATE HEALTH INSURER
SECTION 197-5 ENFORCEMENT OF UNDERTAKINGS
Division 200 - Ministerial directions
SECTION 200-1 MINISTER MAY GIVE DIRECTIONS
SECTION 200-5 DIRECTION REQUIREMENTS
Division 203 - Remedies in the Federal Court
SECTION 203-1 MINISTER MAY APPLY TO THE FEDERAL COURT
SECTION 203-5 DECLARATIONS OF CONTRAVENTION
SECTION 203-10 PECUNIARY PENALTY ORDER
SECTION 203-15 COMPENSATION ORDER
SECTION 203-20 ADVERSE PUBLICITY ORDER
SECTION 203-25 OTHER ORDER
SECTION 203-30 TIME LIMIT FOR DECLARATIONS AND ORDERS
SECTION 203-35 CIVIL EVIDENCE AND PROCEDURE RULES FOR DECLARATIONS AND ORDERS
SECTION 203-40 CIVIL PROCEEDINGS AFTER CRIMINAL PROCEEDINGS
SECTION 203-45 CRIMINAL PROCEEDINGS DURING CIVIL PROCEEDINGS
SECTION 203-50 CRIMINAL PROCEEDINGS AFTER CIVIL PROCEEDINGS
SECTION 203-55 EVIDENCE GIVEN IN PROCEEDINGS FOR PENALTY NOT ADMISSIBLE IN CRIMINAL PROCEEDINGS
SECTION 203-60 MINISTER MAY REQUIRE PERSON TO ASSIST
SECTION 203-65 RELIEF FROM LIABILITY FOR CONTRAVENING AN ENFORCEABLE OBLIGATION
SECTION 203-70 POWERS OF FEDERAL COURT
Division 206 - Revoking entitlement to offer rebate as a premium reduction
SECTION 206-1 REVOCATION OF STATUS OF PARTICIPATING INSURER
PART 5-3 - ENFORCEMENT OF HEALTH BENEFITS FUND REQUIREMENTS
Division 211 - Introduction
SECTION 211-1 WHAT THIS PART IS ABOUT
SECTION 211-5 PURPOSE OF THIS PART
SECTION 211-10 THE PRIVATE HEALTH INSURANCE (HEALTH BENEFITS FUND ENFORCEMENT) RULES
SECTION 211-15 LIMITATION ON EXTERNAL MANAGEMENT AND TERMINATION OF HEALTH BENEFITS FUNDS
Division 214 - Investigations into affairs of private health insurers
SECTION 214-1 INVESTIGATION OF PRIVATE HEALTH INSURERS BY INSPECTORS
SECTION 214-5 POWERS OF INSPECTORS
SECTION 214-10 PERSON MAY BE REPRESENTED BY LAWYER
SECTION 214-15 COMPLIANCE WITH REQUIREMENTS OF INSPECTORS
SECTION 214-20 ACCESS TO PREMISES
SECTION 214-25 REPORTS OF INSPECTORS
SECTION 214-30 DISSEMINATION OF REPORTS
SECTION 214-35 LIABILITY FOR PUBLISHING REPORTS ETC.
SECTION 214-40 DELEGATION BY INSPECTORS
SECTION 214-45 RECORDS NOT TO BE CONCEALED ETC.
Division 217 - External management of health benefits funds
Subdivision 217-A - Preliminary
SECTION 217-1 PURPOSE OF DIVISION
SECTION 217-5 THE BASIS OF THE LAW RELATING TO EXTERNAL MANAGEMENT
Subdivision 217-B - Appointment of external managers
SECTION 217-10 COUNCIL MAY APPOINT EXTERNAL MANAGERS
SECTION 217-15 GROUNDS OF APPOINTMENT OF EXTERNAL MANAGERS
SECTION 217-20 EXTERNAL MANAGERS TO DISPLACE MANAGEMENT OF FUNDS
Subdivision 217-C - Duties and powers of external managers
SECTION 217-25 DUTIES OF EXTERNAL MANAGERS
SECTION 217-30 ADDITIONAL POWERS OF EXTERNAL MANAGERS
SECTION 217-35 PROTECTION OF PROPERTY DURING EXTERNAL MANAGEMENT
SECTION 217-40 RIGHTS OF CHARGEE, OWNER OR LESSOR OF PROPERTY OF FUND UNDER EXTERNAL MANAGEMENT
Subdivision 217-D - Procedure relating to voluntary deeds of arrangement
SECTION 217-45 MATTERS THAT MAY BE INCLUDED IN THE PRIVATE HEALTH INSURANCE (HEALTH BENEFITS FUND ENFORCEMENT) RULES
Subdivision 217-E - External managers ' reports to Council
SECTION 217-50 EXTERNAL MANAGERS TO GIVE REPORTS TO COUNCIL
SECTION 217-55 DEALING WITH REPORTS GIVEN TO THE COUNCIL
SECTION 217-60 COURT ORDERS IN RESPECT OF SCHEMES OF ARRANGEMENT
Subdivision 217-F - Miscellaneous
SECTION 217-65 WHEN AN EXTERNAL MANAGEMENT BEGINS AND ENDS
SECTION 217-70 EFFECT OF THINGS DONE DURING EXTERNAL MANAGEMENT OF HEALTH BENEFITS FUNDS
SECTION 217-75 DISCLAIMER OF ONEROUS PROPERTY
SECTION 217-80 APPLICATION OF PROVISIONS OF CORPORATIONS ACT
Division 220 - Ordering the termination of health benefits funds
SECTION 220-1 APPLICATIONS BY EXTERNAL MANAGERS TO THE FEDERAL COURT
SECTION 220-5 ORDERS MADE ON APPLICATIONS FOR APPOINTMENTS OF TERMINATING MANAGERS
SECTION 220-10 BINDING NATURE OF COURT ORDERS
SECTION 220-15 NOTICE OF APPOINTMENTS
CHAPTER 6 - ADMINISTRATION
PART 6-1 - INTRODUCTION
Division 230 - Introduction
SECTION 230-1 WHAT THIS CHAPTER IS ABOUT
PART 6-2 - PRIVATE HEALTH INSURANCE OMBUDSMAN
Division 235 - Introduction
SECTION 235-1 PRINCIPAL OBJECT OF THIS PART
SECTION 235-5 PRIVATE HEALTH INSURANCE (OMBUDSMAN) RULES
Division 238 - Establishment and functions
SECTION 238-1 ESTABLISHMENT OF OFFICE OF PRIVATE HEALTH INSURANCE OMBUDSMAN
SECTION 238-5 FUNCTIONS OF PRIVATE HEALTH INSURANCE OMBUDSMAN
Division 241 - Complaints
Subdivision 241-A - Relevant complaints
SECTION 241-1 WHO MAY MAKE A COMPLAINT
SECTION 241-5 PERSONS AGAINST WHOM COMPLAINTS MAY BE MADE
SECTION 241-10 GROUNDS FOR COMPLAINT
Subdivision 241-B - Dealing with complaints
SECTION 241-15 INITIAL RECEIPT OF COMPLAINT
SECTION 241-20 WAYS OF DEALING WITH COMPLAINTS
SECTION 241-25 REFERRAL TO THE AUSTRALIAN COMPETITION AND CONSUMER COMMISSION
SECTION 241-30 REFERRAL TO OTHER BODIES
SECTION 241-35 DECIDING NOT TO DEAL WITH A COMPLAINT
Subdivision 241-C - Referral to subjects of complaints
SECTION 241-40 REFERRAL TO THE SUBJECT OF THE COMPLAINT
Subdivision 241-D - Investigation of complaints
SECTION 241-45 INVESTIGATION OF COMPLAINT
SECTION 241-50 MINISTER MAY DIRECT PRIVATE HEALTH INSURANCE OMBUDSMAN TO INVESTIGATE, OR TO CONTINUE TO INVESTIGATE, A COMPLAINT
Subdivision 241-E - Recommendations and reports
SECTION 241-55 RECOMMENDATIONS AS A RESULT OF REFERRAL OR INVESTIGATION
SECTION 241-60 REPORT TO MINISTER ON OUTCOME OF INVESTIGATION UNDER SUBDIVISION 241-D
Subdivision 241-F - Miscellaneous
SECTION 241-65 COMPLAINANT TO BE KEPT INFORMED
Division 244 - Investigations
Subdivision 244-A - Investigations
SECTION 244-1 INITIATING INVESTIGATIONS
SECTION 244-5 INVESTIGATIONS AT MINISTER ' S REQUEST
Subdivision 244-B - Recommendations and reports
SECTION 244-10 RECOMMENDATIONS AS A RESULT OF INVESTIGATION
SECTION 244-15 REPORT TO MINISTER ON OUTCOME OF INVESTIGATIONS UNDER THIS DIVISION
SECTION 244-20 CONSULTATION WITH AUSTRALIAN COMPETITION AND CONSUMER COMMISSION
Division 247 - Mediation
SECTION 247-1 CONDUCTING MEDIATION
SECTION 247-5 PARTICIPATION IN MEDIATION MAY BE COMPULSORY
SECTION 247-10 MEDICAL PRACTITIONERS MAY APPOINT REPRESENTATIVES
SECTION 247-15 CONDUCT OF COMPULSORY MEDIATION
SECTION 247-20 ADMISSIBILITY OF THINGS SAID IN MEDIATION
SECTION 247-25 APPOINTMENT OF MEDIATORS
Division 250 - Information-gathering
SECTION 250-1 INFORMATION-GATHERING
SECTION 250-5 LIMITS ON INFORMATION-GATHERING
SECTION 250-10 DISCLOSURE OF PERSONAL INFORMATION
Division 253 - Provisions relating to the Private Health Insurance Ombudsman
SECTION 253-1 APPOINTMENT OF THE PRIVATE HEALTH INSURANCE OMBUDSMAN
SECTION 253-5 VALIDITY OF APPOINTMENTS
SECTION 253-10 ACTING APPOINTMENTS
SECTION 253-15 REMUNERATION AND ALLOWANCES
SECTION 253-20 OUTSIDE EMPLOYMENT
SECTION 253-25 LEAVE OF ABSENCE
SECTION 253-30 RESIGNATION
SECTION 253-35 TERMINATION OF APPOINTMENT
SECTION 253-40 DISCLOSURE OF INTEREST BY PRIVATE HEALTH INSURANCE OMBUDSMAN
SECTION 253-45 STATUTORY AGENCY ETC. FOR PURPOSES OF PUBLIC SERVICE ACT
SECTION 253-50 ANNUAL REPORT
SECTION 253-55 DELEGATION
SECTION 253-60 PRIVATE HEALTH INSURANCE OMBUDSMAN AND STAFF NOT PERSONALLY LIABLE
Division 256 - Miscellaneous
SECTION 256-1 PROTECTION FROM CIVIL ACTIONS
SECTION 256-5 VICTIMISATION
SECTION 256-10 GIVING INFORMATION ABOUT THE PRIVATE HEALTH INSURANCE OMBUDSMAN
PART 6-3 - PRIVATE HEALTH INSURANCE ADMINISTRATION COUNCIL
Division 261 - Introduction
SECTION 261-1 WHAT THIS PART IS ABOUT
SECTION 261-5 THE PRIVATE HEALTH INSURANCE (COUNCIL) RULES
Division 264 - Continuation, purposes, functions and powers
SECTION 264-1 CONTINUATION OF THE COUNCIL
SECTION 264-5 OBJECTIVES OF THE COUNCIL
SECTION 264-10 FUNCTIONS OF THE COUNCIL
SECTION 264-15 REPORT ON PRIVATE HEALTH INSURERS
SECTION 264-20 POWERS
SECTION 264-25 DIRECTIONS BY MINISTER
Division 267 - Constitution and administration
SECTION 267-1 CONSTITUTION OF THE COUNCIL
SECTION 267-5 APPOINTMENT OF MEMBERS
SECTION 267-10 MEETINGS OF THE COUNCIL
SECTION 267-15 DELEGATION BY THE COUNCIL
SECTION 267-20 APPLICATION OF THE PUBLIC GOVERNANCE, PERFORMANCE AND ACCOUNTABILITY ACT 2013
Division 270 - Members
SECTION 270-1 TERMS AND CONDITIONS ETC.
SECTION 270-5 VALIDITY OF APPOINTMENTS
SECTION 270-10 ACTING COMMISSIONER
SECTION 270-15 DEPUTY COMMISSIONER TO ACT AS COMMISSIONER IN CERTAIN CIRCUMSTANCES
SECTION 270-20 POWERS AND DUTIES OF PERSONS ACTING AS COMMISSIONER
SECTION 270-25 REMUNERATION AND ALLOWANCES OF MEMBERS
SECTION 270-30 LEAVE OF ABSENCE
SECTION 270-35 RESIGNATION
SECTION 270-40 TERMINATION OF APPOINTMENT
SECTION 270-45 DISCLOSURE OF INTERESTS
Division 273 - Chief Executive Officer and staff
SECTION 273-1 CHIEF EXECUTIVE OFFICER
SECTION 273-5 DUTIES OF CHIEF EXECUTIVE OFFICER
SECTION 273-10 CONFLICT OF INTERESTS
SECTION 273-15 STAFF AND CONSULTANTS
SECTION 273-20 REMUNERATION AND ALLOWANCES OF CHIEF EXECUTIVE OFFICER
SECTION 273-25 LEAVE OF ABSENCE OF CHIEF EXECUTIVE OFFICER
PART 6-4 - ADMINISTRATION OF PREMIUMS REDUCTION SCHEME
Division 276 - Introduction
SECTION 276-1 WHAT THIS PART IS ABOUT
Division 279 - Reimbursement of participating insurers and powers of Chief Executive Medicare
Subdivision 279-A - Reimbursement of private health insurers for premiums reduced under scheme
SECTION 279-1 PARTICIPATING INSURERS MAY CLAIM REIMBURSEMENT
SECTION 279-5 PARTICIPATING INSURERS
SECTION 279-10 REQUIREMENTS FOR CLAIMS
SECTION 279-15 AMOUNTS PAYABLE TO THE PRIVATE HEALTH INSURER
SECTION 279-20 NOTIFYING PRIVATE HEALTH INSURERS IF AMOUNT IS NOT PAYABLE
SECTION 279-25 ADDITIONAL PAYMENT IF INSURER CLAIMS LESS THAN ENTITLEMENT
SECTION 279-30 ADDITIONAL PAYMENT IF INSURER MAKES A LATE CLAIM
SECTION 279-35 CONTENT AND TIMING OF APPLICATION
SECTION 279-40 DECISION ON APPLICATION
SECTION 279-45 RECONSIDERATION OF DECISIONS
Subdivision 279-B - Powers of Chief Executive Medicare in relation to participating insurers
SECTION 279-50 AUDITS BY CHIEF EXECUTIVE MEDICARE
SECTION 279-55 CHIEF EXECUTIVE MEDICARE MAY REQUIRE PRODUCTION OF APPLICATIONS
Division 282 - Recovery of amounts and other matters
Subdivision 282-A - When and how payments can be recovered
SECTION 282-1 RECOVERY OF PAYMENTS
SECTION 282-5 INTEREST ON AMOUNTS RECOVERABLE
SECTION 282-10 CHIEF EXECUTIVE MEDICARE MAY SET OFF DEBTS AGAINST AMOUNTS PAYABLE
SECTION 282-15 RECONSIDERATION OF CERTAIN DECISIONS UNDER THIS DIVISION
Subdivision 282-AA - Recovery of certain amounts by Commissioner of Taxation
SECTION 282-16 ADMINISTRATION OF THIS SUBDIVISION BY COMMISSIONER OF TAXATION
SECTION 282-17 SUBDIVISION OPERATES IN ADDITION TO SUBDIVISION 282-A
SECTION 282-18 LIABILITY FOR EXCESS PRIVATE HEALTH INSURANCE PREMIUM REDUCTION OR REFUND
SECTION 282-19 WHEN GENERAL INTEREST CHARGE PAYABLE
Subdivision 282-B - Miscellaneous
SECTION 282-20 NOTIFICATION REQUIREMENTS - PRIVATE HEALTH INSURERS
SECTION 282-25 USE ETC. OF INFORMATION RELATING TO ANOTHER PERSON
SECTION 282-30 INFORMATION TO BE PROVIDED TO THE COMMISSIONER OF TAXATION
SECTION 282-35 DELEGATION
SECTION 282-40 APPROPRIATION
PART 6-5 - EXTERNAL MANAGERS AND TERMINATING MANAGERS
Division 287 - Introduction
SECTION 287-1 WHAT THIS PART IS ABOUT
SECTION 287-5 THE PRIVATE HEALTH INSURANCE (MANAGEMENT) RULES
Division 290 - Powers of managers
SECTION 290-1 POWERS OF MANAGERS
SECTION 290-5 OFFICERS ETC. NOT TO PERFORM FUNCTIONS ETC. WHILE FUND IS UNDER MANAGEMENT
SECTION 290-10 MANAGERS ACT AS AGENTS OF PRIVATE HEALTH INSURERS
Division 293 - Information concerning, and records and property of, health benefits funds
SECTION 293-1 DIRECTORS ETC. TO HELP MANAGERS
SECTION 293-5 MANAGERS ' RIGHTS TO CERTAIN RECORDS
SECTION 293-10 ONLY MANAGER CAN DEAL WITH PROPERTY OF FUND UNDER MANAGEMENT
SECTION 293-15 ORDER FOR COMPENSATION WHERE OFFICER INVOLVED IN VOID TRANSACTION
Division 296 - Provisions incidental to appointment of managers
SECTION 296-1 REMUNERATION OF MANAGERS
SECTION 296-5 COUNCIL MAY GIVE DIRECTIONS TO MANAGERS
SECTION 296-10 TERMINATION OF APPOINTMENTS OF MANAGERS
SECTION 296-15 ACTS OF MANAGERS VALID ETC.
SECTION 296-20 INDEMNITY
SECTION 296-25 QUALIFIED PRIVILEGE
Division 299 - Miscellaneous
SECTION 299-1 TIME FOR DOING ACT DOES NOT RUN WHILE ACT PREVENTED BY THIS DIVISION
SECTION 299-5 CONTINUED APPLICATION OF OTHER PROVISIONS OF ACT
SECTION 299-10 MODIFICATIONS OF THIS ACT IN RELATION TO HEALTH BENEFITS FUNDS UNDER MANAGEMENT
SECTION 299-15 ORDER OF COURT TO BE BINDING ON ALL PERSONS
SECTION 299-20 JURISDICTION OF FEDERAL COURT
SECTION 299-25 PRIVATE HEALTH INSURANCE (MANAGEMENT) RULES DEALING WITH VARIOUS MATTERS
PART 6-6 - PRIVATE HEALTH INSURANCE LEVIES
Division 304 - Introduction
SECTION 304-1 WHAT THIS PART IS ABOUT
SECTION 304-5 PRIVATE HEALTH INSURANCE (LEVY ADMINISTRATION) RULES
SECTION 304-10 MEANING OF PRIVATE HEALTH INSURANCE LEVY
Division 307 - Collection and recovery of private health insurance levies
SECTION 307-1 WHEN PRIVATE HEALTH INSURANCE LEVY MUST BE PAID
SECTION 307-5 LATE PAYMENT PENALTY
SECTION 307-10 PAYMENT OF LEVY AND LATE PAYMENT PENALTY
SECTION 307-15 RECOVERY OF LEVY AND LATE PAYMENT PENALTY
SECTION 307-20 WAIVER OF LATE PAYMENT PENALTY
SECTION 307-25 WAIVER OF COLLAPSED INSURER LEVY AND LATE PAYMENT PENALTY FOR THAT LEVY
SECTION 307-30 OTHER MATTERS
Division 310 - Returns, requesting information and keeping records: private health insurers
SECTION 310-1 RETURNS RELATING TO COMPLAINTS LEVY
SECTION 310-5 INSURER MUST KEEP RECORDS
SECTION 310-10 POWER TO REQUEST INFORMATION FROM INSURER
Division 313 - Power to enter premises and search for documents related to complaints levy
SECTION 313-1 AUTHORISED OFFICER MAY ENTER PREMISES WITH CONSENT
SECTION 313-5 AUTHORISED OFFICER MAY ENTER PREMISES UNDER WARRANT
SECTION 313-10 ANNOUNCEMENT BEFORE ENTRY
SECTION 313-15 EXECUTING A WARRANT TO ENTER PREMISES
SECTION 313-20 IDENTITY CARDS
PART 6-7 - PRIVATE HEALTH INSURANCE RISK EQUALISATION SPECIAL ACCOUNT
Division 318 - Private Health Insurance Risk Equalisation Special Account
SECTION 318-1 PRIVATE HEALTH INSURANCE RISK EQUALISATION SPECIAL ACCOUNT
SECTION 318-5 CREDITS TO THE RISK EQUALISATION SPECIAL ACCOUNT
SECTION 318-10 PURPOSE OF THE RISK EQUALISATION SPECIAL ACCOUNT
SECTION 318-15 RECORD KEEPING
PART 6-8 - DISCLOSURE OF INFORMATION
Division 323 - Disclosure of information
SECTION 323-1 PROHIBITION ON DISCLOSURE OF INFORMATION
SECTION 323-5 AUTHORISED DISCLOSURE: OFFICIAL DUTIES
SECTION 323-10 AUTHORISED DISCLOSURE: SHARING INFORMATION ABOUT INSURERS AMONG AGENCIES
SECTION 323-15 AUTHORISED DISCLOSURE: SHARING INFORMATION ABOUT INSURERS OTHER THAN AMONG AGENCIES
SECTION 323-20 AUTHORISED DISCLOSURE: PUBLIC INTEREST
SECTION 323-25 AUTHORISED DISCLOSURE: BY THE SECRETARY IF AUTHORISED BY AFFECTED PERSON
SECTION 323-30 AUTHORISED DISCLOSURE: COURT PROCEEDINGS
SECTION 323-35 AUTHORISED DISCLOSURE: COUNCIL ' S PUBLIC INFORMATION AND AGENCY COOPERATION FUNCTIONS
SECTION 323-40 OFFENCE: DISCLOSURE OF INFORMATION OBTAINED BY CERTAIN AUTHORISED DISCLOSURES
SECTION 323-45 OFFENCE: SOLICITING DISCLOSURE OF INFORMATION
SECTION 323-50 OFFENCE: USE ETC. OF UNAUTHORISED INFORMATION
SECTION 323-55 OFFENCE: OFFERING TO SUPPLY PROTECTED INFORMATION
PART 6-9 - REVIEW OF DECISIONS
Division 328 - Review of decisions
SECTION 328-1 WHAT THIS PART IS ABOUT
SECTION 328-5 ART REVIEW OF DECISIONS
PART 6-10 - MISCELLANEOUS
Division 333 - Miscellaneous
SECTION 333-1 DELEGATION BY MINISTER
SECTION 333-5 DELEGATION BY SECRETARY
SECTION 333-10 APPROVED FORMS
SECTION 333-15 SIGNING APPROVED FORMS
SECTION 333-20 PRIVATE HEALTH INSURANCE RULES MADE BY THE MINISTER
SECTION 333-25 PRIVATE HEALTH INSURANCE RULES MADE BY APRA
SECTION 333-30 REGULATIONS
SCHEDULE 1 - DICTIONARY
1 DICTIONARY

Disclaimer and notice of copyright applicable to materials provided by CCH Australia Limited

CCH Australia Limited ("CCH") believes that all information which it has provided in this site is accurate and reliable, but gives no warranty of accuracy or reliability of such information to the reader or any third party. The information provided by CCH is not legal or professional advice. To the extent permitted by law, no responsibility for damages or loss arising in any way out of or in connection with or incidental to any errors or omissions in any information provided is accepted by CCH or by persons involved in the preparation and provision of the information, whether arising from negligence or otherwise, from the use of or results obtained from information supplied by CCH.

The information provided by CCH includes history notes and other value-added features which are subject to CCH copyright. No CCH material may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download one copy for your personal use only, provided you keep intact all copyright and other proprietary notices. In particular, the reproduction of any part of the information for sale or incorporation in any product intended for sale is prohibited without CCH's prior consent.