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Small business capital gains tax concession risks

Small businesses that incorrectly apply small business capital gains tax (CGT) concessions and how to get it right.

Published 28 November 2024

What small business CGT concessions are

As a small business operator, there are 4 capital gains tax (CGT) concessions available to you. If you're eligible, you can use these concessions to reduce the amount of CGT.

The way you report the concession depends on your business structure. This means, if you're a:

  • sole trader or partnership, in the supplementary section for individuals in your tax return
  • company or trust, in the CGT schedule for companies and trusts.

Our focus

We want to ensure that small businesses accessing the CGT concessions are genuinely eligible and reporting the correct amount. The common errors we see when applying CGT concessions are a result of:

  • misunderstanding or misuse of the eligibility requirements, including requirements around
    • whether you are carrying on a business (not a hobby or personal asset)
    • whether your aggregated turnover exceeds $2 million and the business assets owned are under $6 million
    • your age
  • incorrect reporting or application of correct concession codes
  • miscalculation by
    • using the wrong dates when buying or selling an asset
    • applying a discount incorrectly
  • inappropriate use of

How to get it right

As a small business operator reporting CGT concessions, we want to make sure you're aware of:

You can also contact your tax professional to obtain advice specific to your business needs.

 

QC103455