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Commercial debt forgiveness

Situations where an entity has had a debt forgiven (whether formally or informally) may attract our attention.

Last updated 23 August 2022

Situations that attract our attention include entities that have:

  • had a debt forgiven (whether formally or informally)
  • a commercial debt forgiven (see Division 245 of the ITAA 1997 – Forgiveness of a commercial debt), but the gain it represents for the debtor has not been recorded correctly in the tax return
  • had a deemed forgiveness that takes place when a debt is assigned to a party related to the debtor
  • entered into a debt for equity swap and failed to adjust their loss claims.

For more information on commercial debt forgiveness, see TD 2022/1 Income tax: commercial debt forgiveness – does the exclusion for debts forgiven for reasons of natural love and affection require that the creditor be a natural person?

QC69464