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Y Exempt current pension income

Did the SMSF pay retirement phase super income stream benefits to a member in 2019-20?

Last updated 6 August 2024

Did the SMSF pay retirement phase super income stream benefits to a member in 2019–20?

No

Leave Y blank. Go to V.

Yes

Read on.

If the SMSF paid retirement phase super income stream benefits to one or more members during 2019–20, some, or all, of its ordinary income and statutory income may be exempt from income tax under the exempt current pension income rules. This exempt income is called 'exempt current pension income' or ECPI.

Do not reduce the exempt income at Y by the amount of expenses incurred in deriving that exempt income.

Expenses incurred in gaining or producing exempt income are not generally deductible. Those expenses must be shown as non-deductible expenses in section C.

The amount that you write at Y must be the same as the amount at Section A item 10 label A Exempt current pension income amount.

To work out your SMSF's ECPI, see How expenses are treated when an SMSF has ECPI.

Legislation

Subdivision 295-F of the Income Tax Assessment Act 1997

If your SMSF has PAYG instalments

If you use the instalment rate method to calculate your SMSF's PAYG instalments, you must exclude the SMSF's exempt current pension income from the amount you write at T1 PAYG instalment income on the PAYG activity statement. See PAYG instalments.

V Total assessable income

Work out the SMSF's total assessable income or loss for 2019–20: take Y Exempt current pension income away from W Gross income.

Write the answer at V. If the SMSF has no total assessable income, write 0 at V. If the amount at V is a loss, print L in the Loss box at the right of the amount.

Continue to: Section C: Deduction and non-deductible expenses (item 12)

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