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Defer or amend your compulsory repayment or overseas levy

How to download and complete an application form to defer your study or training support loan.

Last updated 8 October 2024

You may be able to defer or amend your compulsory repayment for your:

  • Higher Education Loan Program (HELP)
  • Higher Education Contribution Scheme (HECS)
  • VET Student Loan (VSL)
  • Student Financial Supplement Scheme (SFSS)
  • Student Start-up Loan (SSL)
  • ABSTUDY Student Start-up Loan (ABSTUDY SSL)
  • Australian Apprenticeship Support Loan (AASL) – previously known as Trade Support Loan (TSL)
  • HELP, VSL or AASL overseas levy.

You need to show that either:

  • making your repayment has caused or would cause you serious hardship
  • there are other special reasons that make it fair and reasonable to defer making your repayment.

If you aren't eligible to defer your compulsory repayment, you may be able to enter into a payment plan for your income tax debt (which includes the compulsory repayment).

For more information, see Tax support for individuals.

Find out how to make an application to amend or defer your compulsory repayment.

We will advise you of our decision in writing within 28 days of receiving your application.

How to download and complete an application form to defer your study or training support loan.

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