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Financial dependant checklist

Checklist to apply for Compassionate release of super (CRS) for financial dependants.

Last updated 16 December 2024

Things to consider when applying

This checklist will assist you to collect the required documents to support your compassionate release of super application, which may reduce delays, or your application not being approved.

Accessing super early can have significant financial impacts and should be a last resort. You need to read the information on our website before using this checklist as it contains more detailed information about:

Important to note

If you borrowed money to pay for your or your dependant’s expenses, you may still be eligible. You will need to provide additional documents regarding the borrowed amount as part of your application.

Evidence required to support your application

  1. A written statement or statutory declaration from you and the other person confirming:
    • that you make regular and continuous payments for the other person
    • that the payments have occurred for a significant period, and
    • the payment covers part or all their normal living expenses.
  1. Financial documents showing the transactions related to the financial support provided for the other person. This can include:
    • your bank statements (or receipts) showing the payment of money to or on behalf of the other person
    • the other person's bank statements showing the receipt and expenditure of these payments, their normal living expenses, and any sources of income (payslips can also support the other person's income).

These documents need to clearly show:

  • the value of any financial support
  • how regular the payments are and how long they've been ongoing
  • whether the other person's normal living expenses are financed by these payments and how they couldn't meet their normal living expenses (such as groceries, mortgage, rent, transportation costs, utility bills and medical expenses) without your support
  • other sources of income the dependant has.

Note: All documents need to show who they were issued to. Where you are providing bank statements, you need to ensure that the account holder's name and statement period are visible.

See Statutory declarations for information on how to access and complete the declaration. If you would like to print this checklist, select 'Print or Download' and 'Print page' from the dropdown list.


QC103590