Explanatory Memorandum
(Circulated by the authority of the Parliamentary Secretary to the Treasurer, the Hon Chris Pearce MP)Abbreviations
The following abbreviations are used in this explanatory memorandum.
| ADI | - | Authorised deposit-taking institution | 
| APRA | - | Australian Prudential Regulation Authority | 
| APRA Act | - | Australian Prudential Regulation Authority Act 1998 | 
| Banking Act | - | Banking Act 1959 | 
| FSTOBA | - | Financial Sector (Transfers of Business) Act 1999 | 
| NOHC | - | Authorised non-operating holding company | 
| RBA | - | Reserve Bank of Australia | 
| RBNZ | - | Reserve Bank of New Zealand |