House of Representatives

National Consumer Credit Protection Bill 2009

Explanatory Memorandum

(Circulated by the authority of the Minister for Human Services Minister for Financial Services, Superannuation and Corporate Law the Hon Chris Bowen MP)

A Report to ASIC on the finance and mortgage broker industry , Consumer Credit Legal Centre (NSW) Inc., March 2003.

Review of Australia's Consumer Policy Framework , Productivity Commission Inquiry Report No. 45 of 30 April 2008.

As documented by ASIC in Report 119 of March 2008, 'Protecting Wealth in the Family Home: An Examination of Referencing in Response to Financial Stress.'

Reserve Bank of Australia.

Australian Mortgage Industry - Volume 7, Fujitsu and JPMorgan, March 2008.

Complexity to be Tackled in Financial Services Working Group to Start Immediately, Joint press release by Ministers Sherry and Tanner, 5 February 2008.


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