Senate
National Consumer Credit Protection Amendment (Home Loans and Credit Cards) Bill 2011
Revised Explanatory Memorandum
(Circulated by the authority of the Deputy Prime Minister and Treasurer, the Hon Wayne Swan MP)This explanatory memorandum takes account of amendments made by the House of Representatives to the bill as introduced.
Index
Schedule 1: Amendments
| Bill reference | Paragraph number |
| Item 2, subsection 5(1) | 1.18 |
| Item 5, section 133AB | 2.10 |
| Item 5, subsection 133AB(2) | 2.12 |
| Item 5, section 133AC | 2.13, 2.14 |
| Item 5, subsections 133AC(2) and (3) | 2.15 |
| Item 5, section 133AD | 2.16 |
| Item 5, section 133AE | 2.17 |
| Item 5, subsections 133AC(2) and (3) and 133AE(2) and (3) | 2.18 |
| Item 5, subsection 133AE(4) | 2.19 |
| Item 5, section 133AF | 2.21, 2.22 |
| Item 18, subsection 6(2) | 1.20 |
| Item 19, subsection 133BA(1) | 1.16 |
| Item 19, subsection 133BA(2) | 1.12 |
| Item 19, subsection 133BA(5) | 1.15 |
| Item 19, section 133BB | 3.10 |
| Item 19, section 133BC | 3.13 |
| Item 19, subsections 133BC(1) and (2) | 3.14 |
| Item 19, subsection 133BC(3) | 3.15 |
| Item 19, section 133BD | 3.16 |
| Item 19, subsections 133BD(1) and (2) | 3.18 |
| Item 19, section 28 | 3.21 |
| Item 19, sections 133BE and 133BF | 3.22 |
| Item 19, subsection 133BE(5) | 3.24 |
| Item 19, subsection 133BE(6) | 3.26 |
| Item 19, subsections 133BE(1) and (2) | 3.27 |
| Item 19, subsections 133BE(3) and(4) | 3.28 |
| Item 19, section 133BF | 3.29 |
| Bill reference | Paragraph number |
| Item 19, subsection 133BF(4) | 3.30 |
| Item 19, subsection 133BF(7) | 3.31 |
| Item 19, subsection 133BF(5) | 3.32 |
| Item 19, section 133BG | 3.33, 3.34 |
| Item 19, subsections 133BH(1) and 133BH(2) | 3.39 |
| Item 19, subsections 133BH(3) and 133BH(4) | 3.40 |
| Item 19, subsections 133BI(1) and 133BI(2) | 3.41 |
| Item 19, section 133BI(3) | 3.42 |
| Item 19, section 133BI(4) | 3.43 |
| Item 19, subsections 133BI(5) and 133BI(6) | 3.44 |
| Item 19, section 133BI(7) | 3.45 |
| Item 19, section 133BJ | 3.46 |
| Item 19, subsections 133BJ(1) and (2) | 3.47 |
| Item 19, Section 133BP | 3.50 |
| Item 19, section 133BQ | 3.50 |
| Item 19, subsection 133BO(2) | 3.51 |
| Item 19, section 133BP | 3.52, 3.53 |
| Item 19, subsection 133BP(5) | 3.54 |
| Item 19, subparagraph 133BP(1)(a)(ii) | 3.55 |
| Item 19, section 133BQ | 3.57 |
| Item 19, section 133BR | 3.58 |
| Item 19, subsections 133BO(1) and (3) | 3.62 |
| Item 19, subsections 133BO(4) and (5) | 3.63 |
| Item 20 and 21, subsection 23(1) | 3.67 |
| Item 22, subsection 30B(1) | 3.72 |
| Item 22, subsections 30B(2), (3) and (4) | 3.73 |
Schedule 2: Credit card contracts
| Bill reference | Paragraph number |
| Item 1, section 3 | 3.35 |