Privacy Act 1988

PART II - INTERPRETATION  

Division 2 - Key definitions relating to credit reporting  

Subdivision B - Other definitions  

SECTION 6R   MEANING OF INFORMATION REQUEST  

Credit provider

6R(1)    
A credit provider has made an information request in relation to an individual if the provider has sought information about the individual from a credit reporting body:

(a) in connection with an application for consumer credit made by the individual to the provider; or

(b) in connection with an application for commercial credit made by a person to the provider; or

(c) for a credit guarantee purpose of the provider in relation to the individual; or

(d) for a securitisation related purpose of the provider in relation to the individual.

Mortgage insurer

6R(2)    
A mortgage insurer has made an information request in relation to an individual if:

(a) the insurer has sought information about the individual from a credit reporting body; and

(b) the information was sought in connection with the provision of insurance to a credit provider in relation to mortgage credit provided by the provider to:

(i) the individual; or

(ii) a person for whom the individual is, or is proposing to be, a guarantor.

Trade insurer

6R(3)    
A trade insurer has made an information request in relation to an individual if:

(a) the insurer has sought information about the individual from a credit reporting body; and

(b) the information was sought in connection with the provision of insurance to a credit provider in relation to commercial credit provided by the provider to the individual or another person.