National Consumer Credit Protection Act 2009

CHAPTER 1 - INTRODUCTION  

PART 1-2 - DEFINITIONS  

Division 3 - Definitions relating to the meaning of credit activity  

SECTION 8  

8   MEANING OF CREDIT ASSISTANCE  
A person provides credit assistance to a consumer if, by dealing directly with the consumer or the consumer ' s agent in the course of, as part of, or incidentally to, a business carried on in this jurisdiction by the person or another person, the person:

(a) suggests that the consumer apply for a particular credit contract with a particular credit provider; or

(b) suggests that the consumer apply for an increase to the credit limit of a particular credit contract with a particular credit provider; or

(c) suggests that the consumer remain in a particular credit contract with a particular credit provider; or

(d) assists the consumer to apply for a particular credit contract with a particular credit provider; or

(e) assists the consumer to apply for an increase to the credit limit of a particular credit contract with a particular credit provider; or

(f) suggests that the consumer apply for a particular consumer lease with a particular lessor; or

(g) suggests that the consumer remain in a particular consumer lease with a particular lessor; or

(h) assists the consumer to apply for a particular consumer lease with a particular lessor.

It does not matter whether the person does so on the person ' s own behalf or on behalf of another person.