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Financial Sector Reform Act 2022 (87 of 2022)
Front Matter
1 Short title
2 Commencement
3 Schedules
Schedule 4 Consumer credit reforms
Part 1 Small amount credit contracts
National Consumer Credit Protection Act 2009
1 Subsection 5(1)
2 Section 111 (paragraph beginning "Division 7")
3 Subsection 117(1A)
4 Subsection 118(3A)
5 Subsection 123(3A)
6 Section 124B
7 Subsection 130(1A)
8 Subsection 131(3A)
9 Subsection 133(3A)
10 Section 133C (paragraph beginning "Division 2")
11 Section 133CB
12 Subsection 133CC(1)
13 At the end of section 133CC
14 At the end of Division 2 of Part 3-2C
15 After section 31B of the National Credit Code
16 Subsection 72(3) of the National Credit Code (paragraph (a) of the note)
17 Paragraph 82(2)(b) of the National Credit Code
18 After paragraph 111(1)(i) of the National Credit Code
19 Subsection 204(1) of the National Credit Code
Part 2 Consumer leases
National Consumer Credit Protection Act 2009
20 Subsection 5(1)
21 At the end of section 134
22 After subsection 140(1)
23 At the end of Part 3-3
24 At the end of section 148
25 After subsection 153(1)
26 At the end of Part 3-4
27 Part 6 of the National Credit Code (at the end of the heading)
28 After subsection 111(2) of the National Credit Code
29 Subsections 112(1) and (2) of the National Credit Code
30 Subsection 113(1) of the National Credit Code
31 Subsection 113(2) of the National Credit Code
32 Subsection 113(3) of the National Credit Code
33 Paragraph 113(4)(a) of the National Credit Code
34 After paragraph 113(4)(a) of the National Credit Code
35 Paragraph 113(4)(c) of the National Credit Code
36 Paragraphs 113(4)(d), (e) and (f) of the National Credit Code
37 Paragraph 113(4)(g) of the National Credit Code
38 After section 114 of the National Credit Code
39 Section 115 of the National Credit Code (heading)
40 Subsection 115(1) of the National Credit Code
41 Subsection 115(3) of the National Credit Code
42 Sections 116 to 119 of the National Credit Code
43 Section 120 of the National Credit Code (at the end of the heading)
44 At the end of section 120 of the National Credit Code
45 Subsection 121(1) of the National Credit Code
46 Paragraph 121(2)(a) of the National Credit Code
47 Subsection 121(4) of the National Credit Code
48 Subsection 124(1) of the National Credit Code
49 After subsection 174(1) of the National Credit Code
50 After section 175A of the National Credit Code
51 Subsection 177B(3) of the National Credit Code (paragraph (a) of the note)
52 At the end of Subdivision C of Division 8 of Part 11 of the National Credit Code
53 At the end of Division 10 of Part 11 of the National Credit Code
54 Subsection 204(1) of the National Credit Code
55 Subsection 204(1) of the National Credit Code (definition of market value)
56 Subsection 204(1) of the National Credit Code
Part 3 Proscribed referrals
National Consumer Credit Protection Act 2009
57 Subsection 5(1)
58 At the end of section 160A
59 At the end of Part 3-6A
Part 4 Avoidance
National Consumer Credit Protection Act 2009
60 Subsection 5(1)
61 Section 323
62 After Division 1 of Part 7-1
Part 5 Consumer leases for indefinite terms
National Consumer Credit Protection Act 2009
63 Subsection 171(1) of the National Credit Code (heading)
64 Subsection 171(1) of the National Credit Code
65 After subsection 171(1) of the National Credit Code
66 Subsection 175H(1) of the National Credit Code
67 After subsection 175H(1) of the National Credit Code
68 Before subsection 179(1) of the National Credit Code
69 Subsection 179(1) of the National Credit Code
70 After subsection 179(1) of the National Credit Code
71 Before subsection 179(2) of the National Credit Code
72 Subsection 179(2) of the National Credit Code
73 Subsection 204(1) of the National Credit Code
Part 6 Consequential and other amendments
National Consumer Credit Protection Act 2009
74 Subsection 5(1)
75 Section 160A (after the paragraph beginning "Division 2")
76 After Division 2 of Part 3-6A
77 Section 335A
Part 7 Application provisions
National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009
78 In the appropriate position