Explanatory Memorandum
(Circulated by authority of the Treasurer, the Hon Josh Frydenberg MP)Glossary
The following abbreviations and acronyms are used throughout this Explanatory Memorandum.
| Abbreviation | Definition |
| ADI | Authorised Deposit-taking Institution |
| ASIC | Australian Securities and Investments Commission |
| Bill | National Consumer Credit Protection Amendment (Mandatory Credit Reporting and Other Measures) Bill 2019 |
| Credit Act | National Consumer Credit Protection Act 2009 |
| OAIC | Office of the Australian Information Commissioner |