National Consumer Credit Protection Act 2009

CHAPTER 3 - RESPONSIBLE LENDING CONDUCT  

PART 3-6A - MISCELLANEOUS RULES  

Division 2A - Use or disclosure of certain documents and information  

SECTION 160CA   APPLICATION OF THIS DIVISION  

160CA(1)    
This Division applies to a person who:

(a)    is or was a licensee who has received or obtained a document (a constrained document ) prescribed by the regulations, or information ( constrained information ) prescribed by the regulations, in connection with:

(i) a proposed small amount credit contract; or

(ii) a small amount credit contract; or

(iii) a proposed consumer lease for household goods; or

(iv) a consumer lease for household goods; or

(b)    is or was a licensee who has obtained information (also constrained information ) as required under subsection 117(1A), 130(1A), 140(1A) or 153(1A) for the purposes of verifying a consumer ' s financial situation; or

(c)    has received or obtained a constrained document, or constrained information, from a person described in paragraph (a) or (b) of this subsection.

160CA(2)    
However, this Division does not apply to a person in relation to:

(a)    a constrained document; or

(b)    information contained in a constrained document; or

(c)    constrained information;

that is about the financial affairs of the person (either alone or with others).