Consumer Credit Legislation Amendment (Enhancements) Act 2012 (130 of 2012)
Schedule 1 Enhancements
Part 1 Protection of debtor in cases of hardship
National Consumer Credit Protection Act 2009
2 Subsection 73(1) of the National Credit Code
Omit "on any such application", substitute "to change the credit contract as a result of a hardship notice by the debtor".