National Consumer Credit Protection Act 2009
Sch1-204(1)
Amended by:
Treasury Laws Amendment (2023 Law Improvement Package No. 1) Act 2023 (assent 20/9/2023)
3-Sch2-Cl686
| Commenced | Action | Note |
| 20/10/2023 | Amend | Amended definition 'AFCA scheme' |
Financial Sector Reform Act 2022 (assent 12/12/2022)
3-Sch4-Cl19
| Commenced | Action | Note |
| 12/06/2023 | Amend |
3-Sch4-Cl54
| Commenced | Action | Note |
| 12/06/2023 | Amend | Inserted definition 'add-on fee' |
| 12/06/2023 | Amend | Inserted definition 'base price' |
| 12/06/2023 | Amend | Inserted definition 'consumer lease for household goods' |
| 12/06/2023 | Amend | Inserted definition 'credit assistance' |
| 12/06/2023 | Amend | Inserted definition 'household goods' |
3-Sch4-Cl55
| Commenced | Action | Note |
| 12/06/2023 | Amend | Amended definition 'market value' |
3-Sch4-Cl56
| Commenced | Action | Note |
| 12/06/2023 | Amend | Inserted definition 'permitted add-on fee' |
| 12/06/2023 | Amend | Inserted definition 'permitted cap' |
| 12/06/2023 | Amend | Inserted definition 'permitted delivery fee' |
| 12/06/2023 | Amend | Inserted definition 'permitted installation fees' |
3-Sch4-Cl73
| Commenced | Action | Note |
| 12/06/2023 | Amend | Inserted definition 'constitutional corporation' |
| 12/06/2023 | Amend | Inserted definition 'constitutional trade and commerce' |
Territories Legislation Amendment Act 2020 (assent 17/12/2020)
Addendum to the Explanatory Memorandum - REPS
Explanatory Memorandum - REPS
Second Reading Speech - REPS
3-Sch2-Cl62
| Commenced | Action | Note |
| 2/08/2021 | Amend | Repealed definition 'Australia' |
| 2/08/2021 | Amend | Repealed definition 'Commonwealth' |
3-Sch2-Cl63
| Commenced | Action | Note |
| 2/08/2021 | Amend | Inserted definition 'Territory' |
Financial Sector Reform (Hayne Royal Commission Response) Act 2020 (assent 17/12/2020)
Explanatory Memorandum - REPS
Second Reading Speech - REPS
3-Sch4-Cl15
| Commenced | Action | Note |
| 1/01/2021 | Amend | Inserted definition 'add-on risk product' |
| 1/01/2021 | Amend | Inserted definition 'long-term lease' |
| 1/01/2021 | Amend | Inserted definition 'motor vehicle' |
Treasury Laws Amendment (Putting Consumers First - Establishment of the Australian Financial Complaints Authority) Act 2018 (assent 5/3/2018)
Revised Explanatory Memorandum - REPS
Supplementary Explanatory Memorandum - SEN
Second Reading Speech - SEN
4-Sch1-Cl38
| Commenced | Action | Note |
| 6/03/2018 | Amend | Inserted definition 'AFCA scheme' |
4-Sch1-Cl68
| Commenced | Action | Note |
| 6/03/2018 | Amend | Repealed definition 'approved external dispute resolution scheme' |
Consumer Credit Legislation Amendment (Enhancements) Act 2012 (assent 17/09/2012)
Revised Explanatory Memorandum - SEN
Second Reading Speech - REPS
3-Sch1-Cl62
| Commenced | Action | Note |
| 1/03/2013 | Amend |
3-Sch2-Cl3
| Commenced | Action | Note |
| 18/09/2012 | Amend | Inserted definition 'reverse mortgage' |
3-Sch2-Cl5
| Commenced | Action | Note |
| 18/09/2012 | Amend | Inserted definition 'bridging finance contract' |
3-Sch2-Cl6
| Commenced | Action | Note |
| 18/09/2012 | Amend | Inserted definition 'engage in conduct' |
3-Sch2-Cl7
| Commenced | Action | Note |
| 18/09/2012 | Amend | Inserted definition 'practising lawyer' |
3-Sch2-Cl8
| Commenced | Action | Note |
| 18/09/2012 | Amend | Inserted definition 'reverse mortgaged property' |
3-Sch4-Cl20
| Commenced | Action | Note |
| 1/07/2013 | Amend | Inserted definition 'adjusted credit amount' |
3-Sch4-Cl21
| Commenced | Action | Note |
| 1/07/2013 | Amend | Inserted definition 'annual cost rate' |
3-Sch4-Cl22
| Commenced | Action | Note |
| 1/07/2013 | Amend | Inserted definition 'credit cost amount' |
3-Sch4-Cl22A
| Commenced | Action | Note |
| 1/07/2013 | Amend | Inserted definition 'medium amount credit contract' |
3-Sch4-Cl23
| Commenced | Action | Note |
| 1/07/2013 | Amend | Inserted definition 'permitted establishment fee' |
3-Sch4-Cl24
| Commenced | Action | Note |
| 1/07/2013 | Amend | Inserted definition 'permitted monthly fee' |
3-Sch4-Cl25
| Commenced | Action | Note |
| 1/07/2013 | Amend | Inserted definition 'prohibited credit amount' |
3-Sch4-Cl26
| Commenced | Action | Note |
| 1/07/2013 | Amend | Inserted definition 'small amount credit contract' |
3-Sch5-Cl25
| Commenced | Action | Note |
| 1/03/2013 | Amend | Substituted definition 'acceleration clause' |
3-Sch5-Cl26
| Commenced | Action | Note |
| 1/03/2013 | Amend | Inserted definition 'Bulk Electronic Clearing System' |
3-Sch5-Cl27
| Commenced | Action | Note |
| 1/03/2013 | Amend | Inserted definition 'consumer lease fees or charges' |
3-Sch5-Cl28
| Commenced | Action | Note |
| 1/03/2013 | Amend | Substituted definition 'default notice' |
3-Sch5-Cl29
| Commenced | Action | Note |
| 1/03/2013 | Amend | Inserted definition 'direct debit' |
3-Sch5-Cl30
| Commenced | Action | Note |
| 1/03/2013 | Amend | Substituted definition 'enforcement proceedings' |
3-Sch5-Cl31
| Commenced | Action | Note |
| 1/03/2013 | Amend | Inserted definition 'hardship notice' |
3-Sch5-Cl32
| Commenced | Action | Note |
| 1/03/2013 | Amend | Inserted definition 'lessee' |
3-Sch5-Cl33
| Commenced | Action | Note |
| 1/03/2013 | Amend | Inserted definition 'lessor' |
3-Sch5-Cl34
| Commenced | Action | Note |
| 1/03/2013 | Amend | Inserted definition 'linked lessor' |
3-Sch5-Cl35
| Commenced | Action | Note |
| 1/03/2013 | Amend | Inserted definition 'on demand facility' |
3-Sch5-Cl36
| Commenced | Action | Note |
| 1/03/2013 | Amend | Inserted definition 'postponement request' |
3-Sch5-Cl37
| Commenced | Action | Note |
| 1/03/2013 | Amend | Inserted definition 'tied consumer lease' |
3-Sch5-Cl38
| Commenced | Action | Note |
| 1/03/2013 | Amend | Inserted definition 'unjust' |
National Consumer Credit Protection Amendment (Home Loans and Credit Cards) Act 2011 (assent 25/11/2011)
Revised Explanatory Memorandum - SEN
Second Reading Speech - REPS
3-Sch1-Cl25
| Commenced | Action | Note |
| 1/07/2012 | Amend | Inserted definition 'credit card' |
3-Sch1-Cl26
| Commenced | Action | Note |
| 1/07/2012 | Amend | Inserted definition 'credit card contract' |
3-Sch1-Cl27
| Commenced | Action | Note |
| 1/07/2012 | Amend | Amended definition 'credit fees and charges' |
3-Sch1-Cl28
| Commenced | Action | Note |
| 1/07/2012 | Amend | Inserted definition 'credit limit' |
Acts Interpretation Amendment Act 2011 (assent 27/06/2011)
Explanatory Memorandum - REPS
Second Reading Speech - REPS
3-Sch2-Cl784
| Commenced | Action | Note |
| 27/12/2011 | Amend | Amended definition 'insolvent' |