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PAYG payment summary – superannuation lump sum

This payment summary is completed by superannuation funds when making a lump sum payment to a payee (NAT 70947).

Last updated 12 November 2024

Use this form if you have paid a super lump sum to any of the following payees:

  • a person under 60 years old
  • a person 60 years old and over where the payment contained a taxable component with an untaxed element
  • a non-dependant in the event of another person’s death
  • the trustee of a deceased estate.

You can only pay a super lump sum if you are one of the following:

  • a super fund
  • an approved deposit fund
  • a life insurance company or registered organisation
  • a retirement savings account (RSA) provider.

Do not use this form for super lump sum payments paid to a person with a terminal medical condition.

This payment summary does not apply to:

How to obtain this form

To obtain a printed copy of the form:

  • download the form and print in A4 size, PAYG payment summary – superannuation lump sum (NAT 70947, PDF 225KB)
  • use our automated self-help publications ordering service at any time. You need to know the full title of the publication to use this service
  • phone our Publications Distribution Service on 1300 720 092 between 8:00 am and 6:00 pm Monday to Friday. Before you phone, check whether there are other publications you may need – this will save you time and help us. You need the full title for each publication you order.

How to complete the form

You must:

  • write each letter in a separate box
  • use a black pen
  • use BLOCK LETTERS.

You do not have to complete every field. For example, where an amount has not been paid or withheld, leave those boxes blank.

Show all amounts in whole dollars, do not show cents. For example, show an amount of $122.76 as $122.

Payment summary for year ending 30 June

The year must be shown as a four-digit figure. For example, the year ending 30 June 2017 must be shown as 2017 and not 17.

Section A: Payee details

If the payment is a superannuation lump sum death benefit, the payee is one of the following:

  • trustee for the deceased employee's estate
  • non-dependant of the deceased person
  • dependant of the deceased person.

Tax file number

You must show the tax file number (TFN) the payee quoted.

For example, show a nine-character TFN as:

Example of the completed 'Tax file number' field of the form.

To help us process your form, you must substitute the TFN with one of the numbers listed below if:

  • a new payee has not made a TFN declaration, but 28 days have not passed – use code 111 111 111.

the payee is under 18 and earnings do not exceed $350 per week, $700 per fortnight or $1,517 per month – use 333 333 333.

  • the payee is an Australian Government pensioner – use 444 444 444.
  • the payee chose not to quote a TFN and has not claimed an exemption from quoting a TFN or does not fit into any of these categories – use 000 000 000.

Name

Separate the surname or family name from the given name/s and print in the boxes.

For example, show Jane Mary Covers as:

Example of the completed 'Name' fields of the form.

Residential address

You must show the street number and name, suburb/town/locality, state or territory, and postcode, separately in the boxes provided.

For example, show the address:2 Bell St Ablem  WA  6999 as:

Example of the completed 'Residential address' fields of the form.

Date of birth (if known)

Provide this information if you have it. Leave blank if the payment is a super lump sum death benefit.

Use the format DDMMYYYY, for example:

Example of the completed 'Date of birth' field of the form.

Section B: Payment details

Date of payment

Show the date you made the payment to the payee.

Use the format DDMMYYYY.

For example, show a payment date of 25 September 2013 as:

Example of the completed 'Date of payment' field of the form.

Total tax withheld

Show the total tax withheld in whole dollars.

For example, show $12,672.70 as:

Example of the completed 'Total tax withheld' field of the form

See also

Taxable component

The taxable component is the total of the payment, less the tax-free component. This amount is assessable income.

The taxable component of a super lump consists of either:

  • a taxed element
  • an untaxed element
  • both taxed and untaxed elements.

Do not show taxed element amounts paid to people when they have turned 60. Show the untaxed element in all cases.

Show the taxed and untaxed elements of the taxable component in whole dollars.

Example of payment paid before a person turns 60

You pay a super lump sum to Nav, who is 58. The lump sum is made up of a $20,000 taxed element and a $10,000 untaxed element. You will show this as:

Example of the completed 'Taxable component' fields of the form

Example of payment paid after a person turns 60

You pay a $30,000 super lump sum to Kevin, who is 61. The lump sum is made up of a $20,000 taxed element and a $10,000 untaxed element. However as Kevin is older than 60, the taxed element is not included.

You will show this as:

Example of the completed 'Taxable component' fields of the form

See also

Tax-free component

You do not have to complete this field.

If you report the tax-free component, show it in whole dollars.

For example, show a tax-free component of $6,594.55 as:

Example of the completed 'Tax-free component' field of the form

See also

Is this payment a death benefit?

If you are paying the super lump sum because of another person’s death, place X at ‘Yes’. For example:

Example of the completed 'Is this payment a death benefit' field of the form

Type of death benefits

Super lump sum death benefits can be paid to any of the following:

  • a dependant of the deceased
  • a non-dependant of the deceased
  • the trustee of the deceased estate.

If you pay a super lump sum death benefit to a dependant of the deceased, it is tax-free and you do not need to complete a payment summary.

A death benefit's dependant is any of the following:

  • the deceased person’s spouse or de facto spouse
  • the deceased person’s former spouse or former de facto spouse
  • the deceased person’s child under 18 years old
  • any other person who was a dependant of the deceased just before they died
  • any other person with whom the deceased had an interdependency relationship just before they died.

If you pay a lump sum super death benefit to a non-dependant of Australian Defence Force or police personnel who have died in the line of duty, the benefit is treated as if paid to a dependant.

The spouse of the deceased includes all of the following:

  • another person (of any sex) with whom the deceased was in a relationship that was registered under a law of a prescribed state or territory law
  • another person (of any sex) who lived with the deceased on a genuine domestic basis in a relationship as a couple.

The child of the deceased includes all of the following:

  • an adopted child, stepchild or ex-nuptial child of the deceased
  • a child of the deceased's spouse
  • someone who is a child of the deceased within the meaning of the Family Law Act 1975 (for example, a child who is considered to be a child of a person under a state or territory court order giving effect to a surrogacy agreement).

A non-dependant for super lump sum death benefit purposes is any person who does not fall into one of the categories of dependant listed here.

If you pay a super lump sum death benefit to a non-dependant or to a trustee of a deceased estate you must complete a payment summary.

For example, if the payment was made to a non-dependant:

Example of the 'Type of death benefit' field of the form

You do not have to withhold an amount from a super lump sum death benefit paid to the trustee of a deceased estate. However, you must issue a payment summary to the trustee, and include the payment summary as part of your PAYG withholding payment summary annual report.

See also

Section C: Payer details

Payer’s Australian business number (ABN) or withholding payer number (WPN)

As a payer, you must have either an ABN or WPN. Show your ABN or WPN as it appears on your activity statement.

For example, show an ABN of 12 345 678 912 as:

Example of the completed 'ABN or WPN' field of the form

Branch number

If a business has one ABN but multiple branches, each branch will have an individual branch number. Show your branch number in the boxes provided. If you do not have a branch number, leave the boxes blank.

Name

Show your name as it appears on your activity statement.

For example, show ABC Pty Ltd as:

Example of the completed 'Name' field of the form

Declaration

Only the payer or a person authorised to sign on the payer’s behalf can sign. You can print or type the name of the person authorised to sign the form. You must keep details of the authorised person with your records.

For details about the personal information we collect from you see Privacy notice – PAYG payment summary – superannuation lump sum.

After you complete this form

The PAYG payment summary – superannuation lump sum form is self-duplicating and includes copies for:

  • us
  • the payee
  • the payer.

You must do all of the following:

  • give the payee their copy of this payment summary within 14 days of making the super lump sum payment
  • send the ATO original to us, along with your PAYG payment summary statement as part of your PAYG withholding payment summary annual report by 14 August, following the end of the financial year – the postal address is on the PAYG payment summary statement
  • retain the PAYG payer's copy and keep this for five years.

Do not send us payment summaries printed from your payroll software. You must send us the ATO originals.

Payees no longer have to lodge a copy of their payment summary with their income tax return.

Lodging your payment summary information online

If you are not required to report via Single Touch Payroll (STP) and your payroll software meets our specifications, you can submit your payment summary information to us online using Online services for business. It is a quick and secure way for you to meet your lodgment obligations. You will need to set up your Digital ID (such as myID) and establish your authorisation using Relationship Authorisation Manager (RAM).

By doing this, you do not need to send copies of payment summaries to us, or complete a PAYG payment summary statement.

See also

Amending payment summaries

You cannot change the information on a payment summary after you have either:

  • given it to the payee
  • provided your PAYG payment summary annual report to us.

How you correct a mistake depends on what type of mistake it was.

Next step

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