Privacy Amendment (Enhancing Privacy Protection) Act 2012 (197 of 2012)

Schedule 2   Credit reporting

Privacy Act 1988

13   Subsection 6(1)

Insert:

CP derived information about an individual means any personal information (other than sensitive information) about the individual:

(a) that is derived from credit reporting information about the individual that was disclosed to a credit provider by a credit reporting body under Division 2 of Part IIIA; and

(b) that has any bearing on the individual’s credit worthiness; and

(c) that is used, has been used or could be used in establishing the individual’s eligibility for consumer credit.